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![]() If that isn’t an option due to how you are funded (grant money, etc.), you’d be better off purchasing extra devices to deploy as replacements instead of buying AppleCare+. If you don’t, then you have saved the money. If you end up needing it, you’ll have it in the budget. ![]() Instead of buying AppleCare+ at $79,000, add $25,000 to your annual budget as a repair contingency. When other schools ask my advice on AppleCare+, I tell them they are better off self-insuring against repairs. In 2018, I looked at the value of AppleCare for enterprise users. Especially as Apple switches to a monthly payment model, it’s going to look even better on their balance sheet. ![]() Apple only sells AppleCare because people will buy it, and it’s virtually free money for them. Here’s why I don’t buy AppleCare: Statistically, you won’t need it. If you need to save for retirement, set up a kid’s college fund, or general investing, I cannot recommend them enough. (Side note: I love Wealthfront for investing. I use the savings of the term policy over the whole life and invest in Roth IRAs, mutual funds, and I also have a 403(b) at work. My kids will be out of the house when my term policy expires, and my wife can live off my retirement portfolio if something happened to me. I view insurance as something I need when a catastrophe happens.Ī lot of people question why I do term life insurance over whole life. I have health insurance, car insurance, and term life insurance. Personally, I’m not one to carry a lot of extra insurance. It started with the 2004 PowerBook G4, then 2008 MacBook, iPhone 3G, iPhone 4, iPhone 5, iPhone 6, iPhone 6s Plus, iPhone X, multiple other Mac laptops, and numerous iPads. Over the years, I’ve owned many Apple devices. I’ve never bought AppleCare on a device, and I’ve never regretted it. Thanks to the iPhone Upgrade Program and leasing through cellular carriers, it’s gotten a lot easier to always carry the latest iPhone. While people generally buy Macs and iPads when they are falling apart, a lot of people love to buy the latest iPhone every other year, if not every year. Is AppleCare worth the price? Is AppleCare good value? These are questions I get asked a lot this time of year. ![]() He rose to prominence in 2004 following the release of the single “Locked Up” from his debut album “Trouble.” His second Album “Konvicted,” released in 2006 earned him a Grammy Award nomination for the single “Smack That.” Since then, he has founded two record labels, Konvict Muzik and Kon Live Distribution.įor a relatively young artist, Akon has made his name by singing hooks for other artists and credited with over 300 guest appearances and 45 Billboard Hot 100 songs. ![]() ![]() He has worked with many of the great artists including Michael Jackson, R. Kelly, Quincy Jones, Eminem and Whitney Houston. He is also the first solo artist to hold both the number one and number two spots simultaneously on the Billboard Hot 100 Charts twice with six Grammy Award Nominations and has produced hits for artists such as Leona Lewis, Lady Gaga and t-Pain. The later duo were actually given their short at fame by Akon.īorn in St. Louis Missouri, Akon is the son of a Senegalese percussionist Mor Thiam and grew up in and around music and plays several instruments including the djembe. He spent much of his early life and childhood split between American and Senegal until he was in high school, when he settled permanent in Newark New Jersey.Īkon’s alleged three years in prison helped him discover his music abilities and develop a deeper appreciation for his skills. Music mogul Devyne Stephens and Akon were friendly and developed gradually in to a mentorship. When the young artist lost his deal with Elektra, Stephens signed him to his own company and began grooming him professionally. The first songs recorded by Akon included Lonely, which caught the attention or SRC A&R Jerome Foster. |
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